Insurance Broker Essential Risk

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Shop & Retail Insurance

 
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We provide tailored insurance policies to protect against a whole range of unexpected incidents

We provide policies for all types of shop or retail trades with a panel of top branded trading partners with policies to suit any business need.

So whether you are a local village shop or a large city centre store, we have a product that will suit all your needs.

Standard Shop Insurance policy cover includes:

  • Contents & Stock
  • Loss of income following an insured incident
  • Money & Personal Accident Assault
  • Glass
  • Employers Liability
  • Public & Products Liability

Policies can also be easily extended to include:

  • Buildings Cover (including Subsidence)
  • Shop Fronts
  • Deterioration of Stock
  • Equipment Breakdown
  • Legal Expenses
  • Goods in Transit
  • Theft by Employees
  • Terrorism
  • Loss of Licence

For Cafes & Takeaway – Further cover can include:

  • Work away from premises for outside catering
  • Cover for equipment away from the premises throughout the UK
 

Quality Products, Expert Advice, Competitive Prices

 

Office Insurance

We provide low cost office insurance quotes or small home office insurance quotes.
Essential Risk Solutions can help insure an office which requires Office Contents Insurance.
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