Working at Height – Construction Insurance


men on scaffoldingAs brokers to construction insurance specialists, we like to keep you up-to-date with key issues facing construction firms. Health & safety is always in the news.

The Union of Construction, Allied Trades & Technicians (UCATT) have reported that there were 50 construction fatalities in 2010/11, this represented a 22% increase on the previous 12 months. The most common cause of death is falls from height.

More information about falls from height can be found on the Health & Safety Executive (HSE) Website. The site gives useful information for your clients and it is easy for them to compare their health & safety policy against the recommendations. The following is just a small example of some of the questions tackled:

-What do I need to do to comply with the Work at Height Regulations 2005?

- Is a ladder right for the job?

- What do I need to know about using MEWPs?

- What do I need to know about scaffolding?

- Who is competent to work at height?

Underwriters are always happier about quoting when they understand a client’s attitude and preventative action taken in relation to such issues. Including such information in Fact Finds should benefit the client in their quotation.

It has been reported that a firm from Lancashire has been fined by the HSE after employees were photographed, by an HSE Inspector, working on a shop roof without any protection to stop them falling. The firm was also accused of putting passers-by at risk from falling debris. It is likely they will find it more difficult placing their insurance this year.
We understand many of you will be aware of these issues already, however, we hope this is a useful refresher if nothing else.

As always, we look forward to talking to you and receiving your enquiries.

Business Insurance, Liability Insurance
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